p> The liability coverage is for you in the event of an accident that results in your death. This covers the injury to others and insurance for their personal belongings. The second coverage you can take advantage of is medical payments. This covers you for medical costs incurred due to an accident. If you’re involved in an accident with else who doesn’t have their insurance coverage, the uninsured policy is a way to protect yourself. It will cover medical expenses caused by you due to an accident with people who do not have insurance. A majority of drivers who drive are not insured. There are also options for an accident involving someone who has insurance, but who does not provide enough coverage for the medical bills. Physical damage insurance, which protects you from the expense of accident or direct damage to your car is the final component of insurance. There are two parts to this: collision and other than collision. The term collision refers to the time when your vehicle collides with another vehicle or object or object, while other than collision covers almost any other kind of vehicle that is not covered by the rules. tqfcabmwi3.